QUALITY POLICY

1. Collection and Use of Personal Information

We collect the following personal information from you:

• Contact Information such as name, email address, mailing address, phone number
• Unique Identifiers such as user name, account number, password
• Demographic information such as age, education, gender, interests and zip code

As is true of most websites, we automatically gather information about your computer such as your IP address, browser type, referring/exit pages, and operating system. We use this information to:

• Fulfill your order
• Send you order confirmations
• Provide requested product or service information
• Send marketing communications

2. Choice/Opt-Out

You may choose to stop receiving our newsletter or marketing emails by clicking on the unsubscribe link at the bottom of any marketing email. You can also contact us using the form on our website at www.uremit.ca.

3. Information from Third Parties

If you provide us personal information about others, or if others give us your information, we will only use that information for the specific reason for which it was provided to us.

4. Information Sharing

We are bound by the Personal Information Protection and Electronic Documents Act 2000 (the 'Act'), which requires that we protect your information and inform you about how we handle your personal information.

We will share your personal information with third parties only in the ways that are described in this privacy statement. We do not sell your personal information to third parties.

We may disclose your personal information:

• As required by law such as to comply with a subpoena, or similar legal process
• When we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request
• If U REMIT International is involved in a merger, acquisition, or sale of all or a portion of its assets (you will be notified via email and/or a prominent notice on our website)
• To any other third party with your prior consent

5. Third Party E-Commerce Solutions Provider

Our shopping cart is hosted by our e-commerce solutions provider. They host our ordering system and collect your billing information directly from you for the purpose of processing your order. This company does not use this information for any other purpose.

6. Cookies and Tracking

We may use cookies, for example, to keep track of your preferences and profile information. Cookies are also used to collect general usage and volume statistical information that does not include personal information.

7. Web Beacons

Our web pages contain electronic images known as Web beacons (sometimes called single-pixel gifs) and are used along with cookies to compile aggregated statistics to analyze how our site is used and may be used in some of our emails to let us know which emails and links have been opened by recipients. This allows us to gauge the effectiveness of our customer communications and marketing campaigns.

We use a third party to gather information about how you and others use our website. For example, we will know how many users access a specific page and which links they clicked on. We use this aggregated information to understand and optimize how our site is used.

8. External Links

Our site may include links to other websites whose privacy practices may differ from those of U Remit. If you submit personal information to any of those sites, your information is governed by their privacy statements. We encourage you to carefully read the privacy statement of any website you visit.

9. Security

When we collect personal information directly from you, we follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore we cannot guarantee its absolute security.

In order to make a purchase from us, you must use our provider to finalize and pay for your order. Its privacy statement and security practices will also apply to your information. We encourage you to read that privacy statement before providing your information.

We will retain your information for as long as your account is active or as needed to provide you services. If you wish to cancel your account or request that we no longer use your information to provide you services contact us using our website form. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

10. Notification of Privacy Statement Changes

We may update this privacy statement to reflect changes to our information practices. If we make any material changes we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on this site prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.

11. International Transfer of your Personal Information

Due to the international nature of our business, we may need to transfer your personal information to other U REMIT entities, or to other third parties as required. For this reason, we may transfer your personal information to other countries that may have different laws and data protection compliance requirements to those that apply in the country in which you are located.

Where recipients are located outside Canada we ensure that the information will be protected by:

• Safeguards comparable to Canada's Privacy Laws; or
• By methods including using contractual clauses; or
• By ensuring the recipient is subject to laws of another jurisdiction that provides comparable protection to the Privacy Laws.

We also ensure that our data protection and information security controls applying to your personal information in Canada continue to apply in the hands of our affiliates or contracted service providers located overseas.

12. Your Rights

Subject to applicable law, you may have a number of rights regarding our processing of your relevant personal information, including:

• The right not to provide your personal information to us (however, please note that we may be unable to provide you with the full benefit of our site, our Mobile App, or our services, if you do not provide us with your personal information);
• The right to request access to your personal information, together with information regarding the nature, processing and disclosure of those personal information;
• The right to request for the correction of any inaccuracies in your personal information;
• The right to prevent processing for direct marketing purposes;
• Where we use your personal information on the basis of your consent, you have the right to withdraw that consent (noting that such withdrawal does not affect the lawfulness of any processing performed prior to the date on which we receive notice of such withdrawal) this right is subject to contractual or legal restrictions as may be applicable; and
• The right to lodge complaints with the Office of the Privacy Commissioner of Canada regarding the use of your personal information by us or on our behalf.

We may require proof of your identity before we can give effect to these rights. You should also be aware that some of these rights are qualified and not absolute; therefore exemptions or limitations may apply.

You can contact us at info@uremit.ca if you want to enforce any of these rights. We will comply with our legal obligations as regards your rights as a data subject.

Any request for access to your personal information must be in writing and we will endeavour to respond within a reasonable period. Generally, this will be within 30 days from the date of your request. We may extend this period if the circumstances justify an extension. We reserve the right to charge a reasonable fee (reflecting the costs of providing the information) or to refuse to respond where requests are manifestly unfounded or excessive.

13. Data Retention

We take every reasonable step to ensure that your personal information is only retained for as long as it is required for the purposes set out in this Policy. Therefore, we will only keep the information we collect about you for as long as required for the purposes set out above, or as required to comply with any legal or regulatory obligations to which we are subject.

The period for which we will retain information about you will vary depending on the type of information and the purposes that we use it for. In general, unless applicable law requires a longer retention period, we will keep our records for as long as you are our customer and for 6 years after the end of your relationship with us.

14. Contact us

You can contact us about this privacy statement by writing or email us at the address below:

E-mail: info@uremit.ca

Phone:+1 905-402-3222

U Remit International Corporation is a company registered in Canada, with its registered office at 4 Robert Speck Parkway, Suite 1500, L4Z 1S1, Mississauga, Ontario, Canada. It is regulated by FINTRAC.